I don’t have my aircon on yet, even my wall fan as the evening gets more chilly. It’s raining everyday so December being cold and dry is no longer true in the past 10 or 20 years. It used to be that farmers harvest rice in November-December because it’s the start of the dry season. Since climate has gone crazy, this fucked up their planting timetables.

Anyway, I didn’t do a 9-7 today. I gave myself some grace and started to work in the afternoon. I was just attending to messages on chat apps and emails in the morning and did the heavy lifting in the afternoon until evening, editing and arranging calls and whatnot.

I’ve been scanning online appliance stores and Lazada for 40-43″ TVs because I had been thinking of upgrading my 14 to 15-year-old TV. I freaking would love to play Final Fantasy on a bigger screen with crisper visuals. However, I’m also thinking it may be a waste of money and I would be better off buying more ETFs and topping up my mutual fund, which I had been doing the past two days—because I had been feeling very guilty about my Black Friday purchases from the US. I have one box arriving on the 20th. My next boxes would probably arrive on New Year or after.

I promise that next year I would be turbo-boosting my investments because I only have 5 more years left before I return to academe and start a business. My current investment rate is 18% of my monthly income (i.e. regular top-ups of funds and stock purchases) so I should make this 50% by January and slowly make my way to 65%. These exclude my cash in time deposits and emergency funds.

I should stop this nonsense spending.

I am already done with my “love thyself” phase i.e. indulging in luxury or wants since I am doing fine now, mentally and emotionally. My self-soothing phase should be over. I’m done building my house and spending for Twin A’s medical needs. There is no reason why I should be throwing a large portion of my income to spending that I could no longer trace. 🤦🏻‍♀️

I should start disciplining myself.